What Canadian finance pros need to know about money and mental health

Talking about money can be loaded with emotions. In fact, 44% of Canadians said money is one of the big…

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How to buy a car in Canada and get the best loan rate

You’ve read the car reviews, done the research and scoured for hours through literature on that car or truck, all…

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Personal loan versus line of credit: Which should you choose?

Life is full of big expenses. If you ever need a new car, have a home emergency or simply want…

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The best free personal finance and investing courses in Canada

Financial literacy is an essential life skill. Whether you want to budget, saving, invest or plan for retirement, understanding how…

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Why Canadian consumer debt continues to grow

Consumer debt rose to a record $2.5 trillion in the third quarter as many Canadians continue to struggle with high…

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The first $100,000 is the hardest to save for newcomers

Immigration has become a contentious political issue in both the United States and Canada in recent years. A big reason…

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Should you take extra RRIF withdrawals to increase your estate?

Ask MoneySense I have a RRIF that is worth approximately $250,000 at the moment. My two children are the beneficiaries….

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Planning holiday spending and cash gifts? Here’s how to boost your budget

This year you want to make holiday gifts extra special. Why not? You worked hard for the money and you…

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How much income can I earn while getting OAS?

Ask MoneySense I’m turning 65 in March 2025 and plan to continue working. How much can I make per year…

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The best GIC rates in Canada for 2024

GIC comparison tool Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use…

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